Terms & Conditions
Last Updated: November 24, 2025
These Terms & Conditions (“Terms”) govern your use of the services provided by
KAL3 Solutions LLC (“KAL3 Solutions”, “we”, “our”, or “us”), including our website,
consulting services, and SMS/text messaging program. By using our services, you agree
to these Terms.
1. Services Provided
KAL3 Solutions provides credit repair, business consulting, and funding-related
guidance. We do not guarantee specific outcomes or approvals from lenders, credit
bureaus, or any third party. Any examples of results are for illustrative purposes only.
2. SMS/Text Messaging Program
When you provide your mobile phone number and opt in, you agree to receive SMS/text
messages from KAL3 Solutions related to:
- Account and service updates
- Appointment reminders and schedule changes
- Document and status notifications
- Other service-related communications
Message frequency may vary. Message and data rates may apply, depending on your mobile
carrier and plan. You can opt out of SMS messages at any time by replying
STOP. For assistance, reply HELP.
3. User Responsibilities
You agree that you will:
- Provide accurate and complete information when using our services
- Comply with all applicable laws and regulations
- Not use our services for any unlawful or fraudulent purpose
- Not attempt to interfere with or disrupt our systems or website
4. No Legal, Tax, or Investment Advice
Information provided by KAL3 Solutions is for educational and informational purposes only
and should not be considered legal, tax, or investment advice. You should consult with
qualified professionals before making decisions relating to credit, funding, real estate,
or any other financial matters.
5. Disclaimers and Limitation of Liability
We make reasonable efforts to provide accurate and up-to-date information, but we do not
warrant that our services will be error-free, uninterrupted, or that any particular result
will be achieved.
To the fullest extent permitted by law, KAL3 Solutions shall not be liable for any indirect,
incidental, special, consequential, or punitive damages arising out of or relating to your
use of our services, even if we have been advised of the possibility of such damages.
6. Third-Party Services and Links
Our website and services may reference or link to third-party products, services, or
websites (such as credit monitoring companies or funding partners). We do not control,
endorse, or assume responsibility for third-party content or practices. Your use of
third-party services is at your own risk and subject to their terms and policies.
7. Intellectual Property
All content on our website and in our materials, including text, graphics, logos, and
other assets, is owned by or licensed to KAL3 Solutions and is protected by applicable
intellectual property laws. You may not reproduce, distribute, or create derivative works
from our content without our prior written permission.
8. Termination
We may suspend or terminate your access to our services at any time, with or without
notice, if we believe you have violated these Terms or engaged in improper conduct.
9. Changes to These Terms
We may update these Terms from time to time. When we do, we will revise the “Last Updated”
date at the top of this page. Your continued use of our services after any changes
constitutes your acceptance of the updated Terms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of New York,
without regard to its conflict of law principles.
11. Contact Information
If you have any questions about these Terms or our services, please contact us:
KAL3 Solutions LLC
418 Broadway Ste 7667
Albany, NY 12207
Phone: 888-528-8087
Email: support@kal3solutions.com